4 min read
Dentists’ Provident Releases 2025 Claims Statistics
Dentists’ Provident has published its 2025 claims statistics, highlighting a 98.5% claims paid rate and £4.5 million in income protection benefits paid to dental professionals.
2025 Claims Statistics from Dentists’ Provident
Dentists’ Provident, a mutual insurer specialising exclusively in income protection for dental professionals, has released its claims statistics for 2025. The figures provide insight into claims trends and the insurer’s approach to supporting its members.
Key Statistics
- Total benefits paid: £4.5 million
- Total claims paid: 916
- Highest benefit paid to a member: £87,859
- Youngest claimant: 27 years old
- Average age of claimants: 50
- Total new claims received: 782
- Percentage of new claims paid: 98.5%
770 new claims were paid in 2025, with only 12 declined. Declined claims were primarily due to not meeting the definition of incapacity (8 cases), conditions not covered by the plan (2 cases), or other plan rules not being met (2 cases). No claims were declined due to non-disclosure.
Claims by Cause and Demographics
Musculoskeletal disorders and psychiatric disorders were among the most common reasons for claims, alongside accidents and cancer. Both male and female dental professionals made claims, with a range of ages represented.
Example Claims
- A dental professional in their early 50s received support during six months off work for back surgery.
- A dentist in their late 20s was supported during nearly three months off work due to mental health issues.
- A dental professional in their early 40s received benefits after a skiing accident.
- A dentist in their mid-40s was supported during cancer treatment and phased return to work.
Complaints and Ombudsman Referrals
In 2025, six claims-related complaints were received, with none referred to or upheld by the Financial Ombudsman Service.
Dentists’ Provident remains a member-owned, not-for-profit mutual, focusing solely on the needs of dental professionals.